Watercraft Insurance

At Clark & Associates, we understand the unique joys and challenges that come with owning and operating watercraft. Whether you enjoy a quiet sail on the lake or the thrill of a speedboat, our watercraft insurance policies are designed to protect you from the various risks associated with watercraft use, including accidents, thefts, and vandalism.

Comprehensive Watercraft Coverage

Our watercraft insurance extends beyond simple accident coverage. It includes protection against theft, loss, or damage to your boat, as well as liability coverage that addresses injuries to others or damage to other boats, docks, or structures. Liability coverage also includes the costs associated with defending lawsuits, which can be substantial.

Each watercraft owner has different needs, depending on the type and use of their boat. We offer customizable solutions that can include:

  • Physical Damage Coverage: This covers repair or replacement of your boat and its permanent attachments due to a wide range of perils including collisions, fire, storms, and vandalism.
  • Liability Coverage: Should you be found legally responsible for injuring someone or damaging property with your watercraft, this coverage will cover those claims.
  • Medical Payments: This provides coverage for necessary medical treatment resulting from a boating accident involving insured watercraft.
  • Uninsured/Underinsured Watercraft Bodily Injury: Protects you if another boater involved in an accident does not have adequate insurance.

Why Choose Clark & Associates for Your Watercraft Insurance?

  • Expert Guidance: We provide knowledgeable advice tailored to the specific risks and needs associated with your watercraft activities.
  • Flexible Options: We collaborate with top insurers to offer flexible policy options that reflect the diversity of boats and boating activities.
  • Dedicated Support: We assist you through the process of choosing the right policy, handling claims, and answering any questions about your watercraft insurance needs.

Secure your peace of mind both on and off the water.

Contact us today to learn more about our watercraft insurance solutions and how we can help protect your investment from the unexpected.